1. Introduction

Clickify Solutions (SMC-PRIVATE) Limited (“we,” “our,” “us”) provides fintech solutions and services to businesses and individuals. By using our website, services, and products, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and any other policies that may apply.

2. Use of Our Services

  • Eligibility: To use our services, you must be at least 18 years old or have the legal capacity to enter into binding contracts. If you are using our services on behalf of a business or entity, you represent that you are authorized to do so.
  • Account Creation: Some services may require you to create an account. You are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately if you suspect any unauthorized use of your account.
  • Authorized Use: You agree to use our services only for lawful purposes and in accordance with these Terms and Conditions. You are prohibited from using our services in any way that violates local, national, or international laws or regulations.

3. Services Provided

Clickify Solutions offers a range of financial technology solutions, including but not limited to:

  • Payment processing and gateway integration
  • Financial management software
  • Mobile wallet services
  • Custom fintech solutions
  • Data analytics for financial insights

The details of our specific services and pricing will be provided during the purchasing or engagement process. We reserve the right to change, update, or discontinue any service at our discretion.

4. Payments and Billing

  • Pricing: The price for our services will be agreed upon at the time of purchase or service engagement. All prices are listed in local currency (Pakistani Rupees or as specified) unless otherwise stated.
  • Payment Terms: Payments for services or products are due at the time of purchase or as per the terms outlined in your contract or invoice. We accept payments through various methods, including credit/debit cards, bank transfers, and online payment gateways.
  • Late Payments: If payments are not made on time, we reserve the right to suspend or cancel the services until payment is received in full.

5. Refunds and Cancellations

  • Refund Policy: Please refer to our [Refund Policy] for information regarding eligibility, processes, and conditions for refunds.
  • Service Cancellation: You may cancel certain services according to the terms specified in the agreement. However, cancellations may be subject to fees or penalties depending on the service agreement.

6. Intellectual Property

  • Ownership: All intellectual property rights, including copyrights, trademarks, patents, and other proprietary rights related to the services and content provided by Clickify Solutions, are owned by us or our licensors.
  • License: We grant you a limited, non-exclusive, non-transferable license to access and use our services solely for the purpose of utilizing the services as described. You do not have the right to modify, reproduce, or distribute any content or intellectual property without prior written consent.

7. User Content

  • Content Provided by You: By submitting content, data, or information to us, you represent and warrant that you own or have the necessary rights to the content and that it does not violate any third-party rights.
  • Use of Your Content: By providing content to us, you grant us a worldwide, royalty-free, and non-exclusive license to use, display, and distribute such content in connection with the services.

8. Privacy and Data Protection

We value your privacy and are committed to protecting your personal data. Please review our [Privacy Policy] for details about how we collect, use, and protect your information.

9. Third-Party Links and Services

  • Our website or services may contain links to third-party websites or services that are not owned or controlled by Clickify Solutions.
  • We are not responsible for the content, privacy policies, or practices of any third-party websites or services. By using our services, you acknowledge and agree that Clickify Solutions is not responsible or liable for any loss or damage incurred from the use of any third-party services.

10. Disclaimers and Limitation of Liability

  • Disclaimers: Our services are provided “as is” without any warranties or guarantees, either express or implied. We do not guarantee the accuracy, completeness, or reliability of the services, and we make no representations regarding the suitability of our services for your needs.
  • Limitation of Liability: To the fullest extent permitted by law, Clickify Solutions shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless Clickify Solutions, its directors, employees, affiliates, and agents from and against any claims, damages, liabilities, or expenses arising from your violation of these Terms and Conditions, your use of our services, or your content.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice, if we believe that you have violated these Terms and Conditions or any applicable law or regulation.

13. Governing Law and Dispute Resolution

  • Governing Law: These Terms and Conditions shall be governed by and construed in accordance with the laws of Pakistan.
  • Dispute Resolution: Any disputes arising out of or in connection with these Terms and Conditions shall be resolved through amicable negotiation. If a resolution cannot be reached, the dispute shall be submitted to the competent courts of Lahore, Pakistan.

14. Modifications to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on our website with an updated “Effective Date.” By continuing to use our services after such changes, you accept and agree to the updated Terms and Conditions.

15. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us:

  • Email: clickifysolutions1@gmail.com
  • Phone: +92 333 488 5999
  • Address: Shop Number 27, B Block, College Road, Lahore, Pakistan.